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Visit our Loan Center and check out the many different calculators we have to chose from. 

Emerson Lending Company offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the best possible service as well as some of the most competitive mortgage rates.  We arrange loans, we do not make them.

NO APPLICATION FEES~NO BROKER FEES~NO LOCK IN FEES

 

 

 
30 Year Fixed Rate Mortgage
5/1 JUMBO ARM
10/1 Jumbo ARM
Construction Financing

Rates last updated on Sunday, June 15, 2008

30 Year Fixed Rate Mortgage
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5.75%3%6.032%
6%2%6.189%
6.25%1%6.345%
6.5%0%6.5%

5/1 JUMBO ARM
Term: 30 years   Maximum Amount: $1,000,000
RatesPointsAPR
5.25%1%7.29%
5.5%0%7.13%

10/1 Jumbo ARM
Term: 30 years   Maximum Amount: $1,000,000
RatesPointsAPR
5.875%1%7.392%
6.25%0%7.371%

Construction Financing

Would you like to build your own home, how about that addition over the garage.  Emerson Lending offers a variety of construction loans to that are catered to your needs.  The programs and rates we provide continue to be some the most competitive construction loans around. 

For loans over $417,000, call for specific details.  978-264-4803

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
6.75%1.25%6.88%


If you have any questions regarding any of the above information please call our office anytime at 978-264-4803.  We arrange loans, we don make them. 

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $0. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $0. Your actual APR may be different depending upon these factors.

Call us about our new 10/1 Jumbo ARM.  Rates in the low 6's with 0 points.  Loan amounts up to 1 million dollars.

 

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